We utilize a unique process, called Healy 360, to strive to maximize the efficiency of your current financial position. This process focuses on increasing your wealth, along with protecting you from unforeseen events such as death, disability, inflation, taxation, and creditor claims. Our goal is to do this without affecting your current lifestyle.
Our approach is process-driven and that process is central to our clients’ financial success. The process approach could be compared to playing golf. Oftentimes golfers focus on the newest clubs and technology instead of practice and technique to try to improve their game. However, if you had the choice between the best clubs and the best swing, which would you choose? Using this golf analogy, our process is about the “swing”, not about the clubs. We offer some quality clubs in the financial industry, but we want to put those in the context of your swing.
*The above diagram does not necessarily represent the number of actual meetings we have, it simply demonstrates our process.
**Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation.
Our process brings together areas such as wealth accumulation, wealth preservation, protection, asset allocation, or retirement distributions. We look at each of these areas in relation to the whole. Isolation of such areas prevents their coordination and integration into an efficient financial position, both today and in the future; akin to a golfer learning how to drive and chip, but not how to putt.
You will never receive a boiler plate set of recommendations. Calculations are done with you in our office and are based on your assumptions and goals. You will understand both how various financial and insurance products work and how they may be coordinated to help maximize your financial situation.
Many people implement financial decisions based on opinions received from magazines, radio and television shows, financial planners, friends, neighbors, or human resource brochures. While these may be well intentioned sources of information, it is important to verify each strategy is effective for your particular situation. We don’t ever want you to do something based on someone else’s opinion, including ours. Our process will review the advantages and disadvantages of every option so you can make the most informed decision.
You are more than a bunch of financial numbers. You have dreams and aspirations. You have a philosophy of money. It is of utmost importance to us that we understand what your core values are throughout this process to help guide you to where you want to be.